UMR Insurance Rehab in Garden Grove, CA

UMR/United Healthcare is not an insurance provider but a third party administrator working on behalf of United Healthcare. UMR is partnered with thousands of healthcare providers that provide detox and substance abuse treatment for their members. 

Recovery Beach accepts UMR/United Healthcare for detox and rehab. The types of drug and alcohol rehab covered by UMR insurance and provided at Recovery Beach depends on your specific UMR/United Healthcare policy.

When it comes to addiction treatment costs, it’s important to be clear about the terms and conditions of your insurance coverage. While the majority of insurance plans offer coverage for these costs, some insurance providers may require prior authorization for reimbursement of inpatient detox services. Although some rehab programs may be covered by your insurance, there may be certain expenses, such as accommodations, that are not included. To better understand what your policy covers, contact your insurance provider and inquire about any deductibles, co-pays, and your specific coverage for rehab.

The UMR/United Healthcare provider network follows the American Society of Addiction Medicine’s criteria for diagnosing alcohol use disorder and substance use disorder. This criteria helps determine the specifics of your insurance coverage based on the length of time you have used the substance, if you have previously sought treatment, and if you are seeking long-term sobriety. After your annual deductible has been met, you may be eligible for 100% coverage of your treatment.

• Review the programs offered by the treatment center to ensure they align with your specific needs.
• Choose a center that uses evidence-based therapies, providing a personalized treatment approach that caters to the unique needs of each individual.
• Research the qualifications and experiences of the center’s staff to ensure they are licensed and have the experience to deliver effective treatment.
• Verify that the treatment center treats dual diagnosis, addressing both substance abuse and co-occurring mental health disorders.
• Ask about their client-to-staff ratio at the treatment center, as a lower ratio allows for more individualized attention and personalized care.
• Ask if the treatment center offers a continuum of care, providing ongoing support and care beyond the initial treatment phase, which increases the likelihood of sustainable recovery.
• Understand the cost of your treatment and evaluate it based on the quality and range of services provided.

• Detox: Depending on your policy UMR/United Healthcare may cover inpatient detox or partial hospitalization programs. During the early stages of recovery, detoxification plays a vital role in eliminating addictive substances from the body. Due to the potential discomfort, pain, and even life-threatening risks involved, detox requires medical supervision to prioritize your safety. Our team of compassionate clinicians at Recovery Beach provide around-the-clock medical monitoring during the detox process. We understand the challenges you may face during this initial stage of your recovery and our empathetic team will provide you with the necessary support you need for sobriety.

• Inpatient residential rehab: UMR/United Healthcare covers inpatient rehab. Our highest priority is delivering exceptional patient care at Recovery Beach. We are committed to providing a supportive environment for individuals receiving onsite treatment. Our inpatient programs offer a wide range of services including therapy, medication management, and other support options. We empower our clients with the essential tools and life skills needed for a healthy new way of living in recovery. 
• Outpatient rehab: UMR/United Healthcare health insurance plan covers outpatient rehab treatment. The amount of coverage you have depends on your state of residence, if the facility is in-network or out-of-network, the length of your stay and your specific health insurance plan. It may also depend on the rehab center, the type of program and the specific services you will receive. Recovery Beach provides an outpatient treatment program designed to offer a flexible rehab option With our program, you can attend counseling and therapy sessions while effectively managing your daily obligations. If you have completed inpatient treatment, continuing with our outpatient treatment program can help you maintain your sobriety and prevent relapse.

• Medication-assisted rehab: UMR/United healthcare covers both generic and brand-name medications that are approved by the FDA. Medications serve to effectively manage the symptoms of addiction, reducing the severity of drug and alcohol withdrawal and by minimizing cravings. 
• Behavioral therapy and mental health services: UMR/United Healthcare covers mental health services and behavioral therapy. The exact amount of coverage is dependent on your specific plan and the types of services you need as well as your deductible. People suffering from substance abuse issues often have a dual diagnosis that includes mental health issues too, like PTSD, anxiety and depression and these need treatment too if they are to maintain their recovery. During therapy, clients can uncover the underlying causes of their addictive behaviors and learn to replace them with healthy coping strategies.

If you feel overwhelmed at the thought of coping with health insurance coverage while you are suffering from an addiction, contact us at Recovery Beach and our admissions staff can help you verify your coverage. Our team will help you gain a better understanding of what is covered by your UMR/United healthcare policy and what your financial commitment will be.

We want to ensure that individuals requiring drug and alcohol rehab have access to treatment at Recovery Beach, regardless of their financial circumstances. To achieve this, we have established partnerships with lenders who offer financing programs to help you. Our admissions team is ready to address any questions and guide you in finding workable financing options. While certain costs may be covered by your insurance plan, there could be additional services and expenses that are not included. Financing options can be made  available to cover the necessary services and costs that may not be covered by your insurance. For additional information about Recovery Beach and financing, go to: https://recoverybeach.com/financing-options/.